Captive Management Services

The Staff of RK Advisors, LLC established Wilmington Trust's captive management practice in 2005, let captive management offices in Charleston SC, Burlington VT, Wilmington DE, Las Vegas NV and Georgetown in the Cayman Islands.   We were instrumental in revising the Delaware Captive Insurance Statute in 2005 and established the Delaware Captive Insurance Association (“DCIA”), of which Mr. Klumpp served as the founding president (retired in November 2014) and as a member of the Board of Directors since its inception. 

What is a Captive?

A captive insurance company, or "captive" is an insurance company owned by the entity or group of entities it insures.  It is a formalized form of self insurance.   Originally used by large corporations, captive today can be a cost effective insurance solution for thousands of entities.

What are the benefits of a Captive?

  • Enhance risk management

    • Regulate deductibles and SIR's

    • Enhanced coverage availablity

    • Direct access to reinsurance markets

    • Improved claims handling and data collection

  • Reduced insurance costs

  • Asset protection

  • Profit center creation

  • Possible tax and cash-flow benefits

Captive Management Services

RK Advisors offers a full range of services for planning, creating, and operating a captive

Captive Design and Establishment

  • Pre-Feasibility Study (Free)

  • Feasibility Study

  • Assisting with ownership organizational design, domicile choice, business plan, insurance programs, and fronting and reinsurance arrangements

  • Incorporation Services

  • Establishing the captive's registered office

  • Providing qualified, locally based managers and/or board members

  • Establishing the captive's operating accounts

  • Preparing the license application

  • Interfacing with regulators

Ongoing Operation

  • Maintaining the corporate records, including preparation of minutes

  • Preparing annual regulatory reports and filings

  • Preparing monthly financial statements

  • Handle accounts receivable and accounts payable

  • Administering collection of claims data

  • Quarterback (Arrange and follow through completion)

    • Annual audit by independent certified public accountants

    • Annual actuarial analysis and certification

    • Annual tax return filing

RK Advisors is committed to helping our clients meet or exceed their financial objectives by taking on as much of the formation and management of your captive insurance company as you need to allow you to focus on what you do best …. grow your business.  

Contact:

        Richard Klumpp

        302.561.5258

        rich@rkadvisorsllc.com